No business wants to face a vandalism loss Yet it happens, and when it does, business owners should expect to be compensated under their insurance policies covering the property that was damaged However, some insurers, look for ways to avoid paying what they owe Sometimes, they turn to buried exclusions in the policy depending on how the vandals...
Last month the United States District Court for the District of Minnesota ruled in favor of an Association against insurer Harleysville on the issue of match coverage In Trout Brook, the storm caused actual physical damage to some but not all of the shingles on the roofs of several buildings However, repairing only those particular shingles would...
Property owners who experience an insurance loss frequently ask us when they should turn to an attorney for help If claims are handled properly, an attorney should not need to be involved The unfortunate reality is that not all claims are handled appropriately by all insurance companies If the insurance company is unreasonably delaying...
MINNESOTA COURT THROWS OUT IMPROPER APPRAISAL: AMERICAN FAMILY ORDERED TO PAY ITS INSURED ATTORNEYS FEES
A resort that sustained hail and wind damage was not bound by an appraisal award where the insurer’s appraiser and umpire improperly conducted their own investigation during deliberations and failed to allow the insured to present its...
In this insurance coverage case, the Minnesota Court of Appeals ruled that the insurer was required under Minn Stat § 72A201 (the Minnesota Fair Claims Practices Act) to disclose all available insurance policies and insurance coverage that the client had when a loss occurred The insurance company’s failure to disclose resulted in Engineering...
