A failure to be accurate on a proof of loss can have dire consequences!

Last week a jury in a federal court case in Minnesota found that the homeowners in a fire loss had overstated their proof of loss on contents. State Farm was able to convince the jury that the owners could not possibly have purchased various items when they said they did based on financial records. As a consequence the entire policy was declared void and the owners ordered to repay State Farm over $670,000.Hackbarth v. State Farm Fire and Casualty Company