If you are in need of a lawyer, then search no further. At Sauro & Bergstrom, we use our experience to provide our clients with straightforward advice and aggressive representation. Sauro & Bergstrom provides a variety of legal services to a diverse and expansive clientele.
Our lawyers represent owners, associations, insureds and businesses in legal matters including construction defect and warranty claims, insurance disputes, water intrusion and mold, contract disputes, real estate fraud and non-disclosure, mechanic’s liens, construction disputes, trials, arbitrations and appeals and general civil and complex commercial litigation. Visit us and learn how you will benefit from our experience, advice and representation. At Sauro & Bergstrom, we are dedicated to protecting your rights and our principals have the track record to prove it.
Minnesota Supreme Court Rules On Hotly Contested Insurance Match Issue
Today, the Minnesota Supreme Court released its opinion on Cedar Bluff Townhome Condominium Assoc. v. American Family Mutual Insurance Company, a decision critical to first party insurance coverage both in terms of appraisals and the hotly contested issue of matching.
In affirming the Minnesota Court of Appeals’ decision, the Supreme Court ruled that the appraisal panel correctly determined that the replacement of some storm-damaged siding panels with siding of comparable material and quality required replacement of all of the siding on each of the 20 buildings in order to achieve a reasonable color match.
The Court determined that the phrase “comparable material and quality” in the insurance policy language means “a reasonable color match between new and existing siding” and concluded that “on the spectrum of resemblance, ‘comparable material and quality’ requires something less than an identical color match, but a reasonable color match nonetheless.”
The Court further determined that “color mismatch constitutes ‘direct physical loss of or damage to Covered Property’”. In the case at bar, the covered property, i.e. Cedar Bluff’s buildings, sustained a “distinct, demonstrable, and physical alteration” because the color mismatch resulted from the inability to replace hail-damaged siding panels with siding of “comparable material and quality”, meaning siding panels that reasonably matched.
Finally, the Court determined that the appraisal panel applied the correct legal standard because the appraisal record was replete with references to the words “reasonable match”. The appraisal panel’s decision regarding the issue of matching was, therefore, upheld.
Sauro & Bergstrom, PLLC authored an amicus brief for the appeal on behalf of the Minnesota Association of Public Insurance Adjusters.
To read the full decision, click here: Order – Cedar Bluff Townhome Condominium Assoc. v. American Family Mutual Insurance Company
Tis the Season for Giving!
Sauro & Bergstrom has teamed up with The Food Group – Minnesota’s local food bank. For the next month we will be collecting non-perishable food items and monetary donations for The Food Group. Your generous donation will help to provide healthy foods and critical support services to more than 200 local hunger relief agencies, such as food shelves, on-site meal programs and culturally specific meal programs.
For an ever-increasing number of local families, securing healthy and nutritious food year-round is a struggle which forces many to choose between having enough food and paying rent or mortgage. In fact, the number of our elderly neighbors who must regularly choose between purchasing their medications and eating throughout the month has risen to alarming numbers!
EVERY DONATION MAKES A DIFFERENCE! You can donate via this link or stop by our office between 9-4 with your non-perishable food items and help make a difference in the lives of local families who need our help the most.
We’re moved! Effective December 12th, please update your records to reflect our new address: 992 Inwood Avenue North, Oakdale MN 55128. Our phone numbers and fax numbers will remain the same.
Sauro & Bergstrom featured as “Law Firm of the Month” in Attorney at Law Magazine.
Trial Court Rules in Favor of Sauro & Bergstrom Allowing Bad Faith Claim to Proceed.
An insurer who failed to inform S&B’s client of all applicable coverages, specifically denied the existence of a policy that would provide coverage, and offered repeated patterns of conflicting positions on the policy coverages will face a proceeding subsequent to trial on its lack of good faith claims handling. Continue Reading >>
Sauro & Bergstrom win at the Minnesota Court of Appeals in the case of Engineering & Construction Innovations vs. Western National Insurance Company, successfully resurrecting the case after the trial court dismissed it on summary judgment.
For more information and to read the full decision, click here: Engineering & Construction Innovations vs. Western National Insurance Company
Court Awards Insured All Requested Legal Fees Pursuant to Minn. Stat. §572B.25
After successfully overturning a flawed insurance appraisal award, Sauro & Bergstrom filed a motion for attorneys’ fees incurred in connection with Plaintiff’s motion to vacate the appraisal award. The Court ruled in favor of Sauro & Bergstrom’s client and awarded the insured all of its requested legal fees pursuant to Minn. Stat. §572B.25. Read the Judge’s Order here: Order Granting Attorneys’ Fees
The firm obtained a $650,000 verdict against American Family on a disputed storm damage claim overcoming American Family’s arguments that the damage was excluded.
“We hired the attorneys at Sauro & Bergstrom to help us when our stucco home was suffering from moisture intrusion damage and our builder refused to properly repair it. The attorneys at Sauro & Bergstrom were very experienced in handling this type of construction defect claim and we gladly recommend them.”
Kari T., Homeowner
Our nightmare began on August 2, 2013 when we came home from vacation to find our home severely damaged by water. After 2 1/2 months of trying to deal with our insurance company on our own and not getting any answers we decided to set up a meeting at Sauro & Bergstrom. My husband and I met with both Brenda and Adina and explained our story. They both were very helpful and gave us some options of what we could do. There was no pressure at the initial consultation. We ended up hiring their services shortly after that. Brenda walked us through each and every process and even took our phone calls on weekends and evenings. They were very thorough with every aspect. We would highly recommend using this law firm.
Andy and Theresa B., Homeowners.