NEWS

Public Adjusters are a Good Owner Resource for the Initial Claims Handling Process

Public adjusters are a good owner resource for the initial claims handing process  A Public Adjuster is a licensed and trained specialist that adjusts insurance claims for homeowners, commercial property owners and businesses  Public adjusters have experience in hail claims, fire loss, contents inventories, storm damage, and other occurrences...

12 Things To Do When You Have Storm Damage

  Take pictures as soon as possible of all the damage that you can see, as well as any evidence of the storm such as large hail, wind damage to the surrounding area such as fallen trees, etc  Taking video can also be helpful Take steps to prevent further damage from occurring,  ie placing tarps over a hole in the roof or placing buckets to...

Hail Damage Eagan & Eden Prairie

August 2013: Damaging hail is a frequent by-product of some of our severe storm weather in Minnesota  Recently, large hail smashed homes in Eagan and Eden Prairie causing thousands in damage to roofs, siding, windows and outdoor personal property  Our Minnesota hail team can help you if your insurance company fails to pay you for the damages...

Sauro & Bergstrom win at the Minnesota Court of Appeals in the case of Engineering & Construction Innovations vs. Western National Insurance Company, successfully resurrecting the case after the trial court dismissed it on summary judgment.

In this insurance coverage case, the Minnesota Court of Appeals ruled that the insurer was required under Minn Stat § 72A201 (the Minnesota Fair Claims Practices Act) to disclose all available insurance policies and insurance coverage that the client had when a loss occurred The insurance company’s failure to disclose resulted in Engineering...

New Law Means Changes for Minnesota Construction Industry

Newly revised language of Minn Stat § 33705 means drastic changes for construction contracts  On May 24, 2013, Governor Dayton approved a legislative bill, SF 561, that significantly limits when one party to a construction contract can insure (and, therefore indemnify) another party The new law changes the language of Minn Stat  33705 and...

New Commercial General Liability Endorsements

ISO’s 2013 Commercial General Liability (CGL) filing makes significant revisions to dozens of endorsements as well as introduces six new CGL endorsements, at least two of which will impact the construction industry Endorsement CG 20 01-- Primary and Noncontributory – Other Insurance Condition: CG 20 01 is a new, optional endorsement that has...

Buyer Beware!

Buyers who unknowingly purchased a mold-filled house had their case dismissed against the sellers, inspection company and their agent when they had two pre-purchase inspections which they claimed they failed to read Click here to read the...

MN Supreme Court Says Amount of Loss Includes Determination of Cause and Cost to Repair

Today, the Minnesota Supreme Court held that where there is an insurance dispute over a storm-related loss,  “appraisers must necessarily determine the cause of the loss, as well as the amount necessary to repair the loss However, to the extent that determination goes beyond the scope of appraisal and interprets policy exclusions, that...